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Teresa L. Bechtold

Teresa L. Bechtold

Member
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425-615-6200 (WA office)
612-354-2724 (MN office)
612-437-5339 (mobile)
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Practice Areas

  • Restructuring Negotiations
  • Derivatives
  • Securitization
  • Acquisition Financing
  • Asset-Backed Securities
  • Mortgage-Backed Securities
  • Structured Finance
  • Swaps, Options, Commodities and Credit Derivatives, and Repos
  • Project Financing

Experience

Teresa works closely with clients to negotiate funding structures tailored to suit their businesses.  With documentation ranging from derivatives to credit agreements, Teresa helps investment advisors, insurance companies, mortgage originators, investment banks, pension trusts, mortgage servicers, investment funds, issuers, and Fortune 500 companies document and negotiate solutions to meet their asset and funding needs.  Before founding Rutherford & Bechtold in December 2009, Teresa was in the structured finance practice of Morgan, Lewis & Bockius LLP.  Teresa’s recent representations include:

  • On behalf of a securitization issuer, numerous medium-term note offerings in the range of $200 million to $500 million, each with AAA(sf) and A(sf) rated tranches.
  • Advise bank on securing and documenting $68 million loan to executive search company
  • On investment advisors’, insurance companies’, corporate treasuries’, hedge funds’ and investment funds’ behalf, Dodd-Frank compliant procedures and agreements with futures clearing merchants and clearing organizations
  • On a state pension system’s behalf, repurchase agreements
  • Workout advice, analysis, and negotiations on a syndicated lender’s behalf
  • On an insurance premium financing company’s behalf, a $550 million TALF eligible note issuance
  • On an issuer’s behalf, $1.325 billion of financing backed by property and casualty insurance premium finance loans
  • On a portable-alpha fund’s behalf, successful collateral releases from Lehman Brothers International Europe’s bankruptcy estate
  • On a hedge fund’s behalf, successfully negotiate a termination payment to and collateral release from Lehman Brothers International Europe’s bankruptcy estate
  • On mutual funds’ and hedge funds’ behalf, credit default swaps, the “Big Bang” protocol, and auction mechanics
  • Workout advice, analysis, and negotiations on a trustee’s behalf for tens of CDOs’ troubled investments in derivatives
  • On an acquirer’s behalf, analysis and advice concerning a target investment advisor’s portfolio and restrictions
  • On a commercial bank’s behalf, create new derivatives confirmation forms to streamline trade documentation
  • Workout advice and analysis relating to a troubled CDO with more than $1 billion of securities outstanding on a CDO collateral manager’s behalf
  • On an investment bank’s behalf, a $275,000,000 synthetic loan purchase program through a total return swap
  • On behalf of the agent and swingline lender, a $500 million combined bank loan and municipal bond financing for a prominent beef packing concern
  • On a portable-alpha fund’s behalf, a derivatives program linked to a separate secured credit agreement to be used to finance margin calls
  • Ongoing equity and fixed-income derivative programs for pension trusts, mutual funds, hedge funds, insurance companies, and other large institutional investors
  • On the borrower’s behalf, $2.2 billion in loans secured by the borrower’s Fannie Mae and Freddie Mac servicing rights
  • On the sellers’ behalf, residential mortgage-related repurchase agreements involving more than $12 billion
  • On the issuer’s behalf, a $1 billion securitization of construction loans
  • On the end users’ behalf, interest rate, currency, and commodity derivatives
  • A $65 million facility for purchasing insured export receivables generated by a minerals consortium on the agent’s behalf
  • On an insurance company’s behalf, a credit default swap program with multiple counterparties


Industry

  • Mortgage Originators, Mortgage Servicers
  • Commercial and Investment Banks
  • Investment Advisors, Mutual Funds, Hedge Funds, Pension Trusts, Foundations
  • Insurance Companies

Education & Achievements

  • A.B., Harvard College (2002), cum laude
  • J.D., University of Pennsylvania Law School (2006). Managing Editor, University of Pennsylvania Journal of Constitutional Law, Volume 8

Professional and Trade Associations

  • American Bar Association
  • New York State Bar Association
  • Washington State Bar Association
  • 100 Women in Hedge Funds
  • Ellevate Network

Civic Associations

  • Harvard Club of Minnesota
  • Minneapolis Club

Admitted to Practice (State)

  • New York
  • Minnesota
  • Washington

Admitted to Practice (Federal)

  • U.S. District Court, District of Minnesota

Pro Bono Areas

  • Second Chance Employment (Work training program for women breaking cycles of abuse.)
  • Grameen Foundation (Lending and micro-lending to help the world’s poorest people break free from poverty.)